Government Of India Scheme Notes – On Ministry Of Housing And Urban Poverty Alleviation (MoHUPA) – For W.B.C.S. Examination.

ভারত সরকার প্রকল্পের নোট- আবাসন ও নগর দারিদ্র্য দূরীকরণ মন্ত্রক – WBCS পরীক্ষা।

1. Pradhan Mantri Awas Yojana Urban (PMAY-U)
• Government has launched the Global Housing Technology Challenge.
• The challenge is undertaken under the Pradhan Mantri Awas YojanaUrban (PMAY-U).Continue Reading Government Of India Scheme Notes – On Ministry Of Housing And Urban Poverty Alleviation (MoHUPA) – For W.B.C.S. Examination.
• Key features of the Global Housing Technology Challenge (GHTC) are:
o GHTC aims to fast-track the construction of affordable housing and meet the target of constructing 1.2 crore houses by 2022.
o GHTC focuses on identifying and mainstreaming proven
demonstrable technologies for lighthouse projects and spotting potential future technologies for incubation and acceleration support through ASHA (Affordable Sustainable Housing Accelerators) — India.
• Objectives:
o To enable adoption of construction techniques for housing that are affordable and takes minimum time as less as three months instead of the conventional three years for construction.
o Bring a paradigm shift in technology transition using large-scale construction under the PMAY-U as an opportunity to get the best available construction technologies across the globe.
Pradhan Mantri Awas Yojana (Urban):
• The Pradhan Mantri Awas Yojana (Urban) Programme envisions Housing for All by 2022.
• The Mission seeks to address the housing requirement of urban poor including slum dwellers through following programme verticals:
o Slum rehabilitation of Slum Dwellers with participation of private developers using land as a resource
o Promotion of Affordable Housing for weaker section through credit
linked subsidy.
o Affordable

Housing in Partnership with Public & Private sectors NOTES
o Subsidy for beneficiary-led individual house construction /enhancement.
• Beneficiaries include economically weaker section (EWS), low-income groups (LIGs) and Middle-Income Groups (MIGs).
• The scheme is divided into three phases.
o In the first phase, a total of 100 cities will be covered from April 2015 to
March 2017.
o In phase two, 200 cities will be covered from April 2017 to March 2019.
o In the third phase, the leftover cities will be covered from April 2019 to
March 2022.
• The government is providing an interest subsidy of 6.5% on housing loans
which can be availed by beneficiaries for 15 years from start of loan date.
• The government will grant Rs 1 lakh to all the beneficiaries of the scheme. In addition, Rs 1.5 lakh will be given to all eligible urban poor who want to
construct their houses in urban areas or plan to go for renovation in their
existing houses.
• One can also avail loans under this scheme to build toilets in existing houses.
• The houses will be allocated preferably in the name of Women in the family.

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