Building Health for 1.4 Billion Indians

• Insurance as the Foundation of Affordableness: Only 15%-18% of Indians are insured, with a premium-to-GDP ratio of 3.7%.

• Expansion of Quality Care at Extra Scale: India’s healthcare system has delivered quality care at extraordinary scale, but needs to extend to Tier-2 and tier-3 cities.

• Prevention as the Most Powerful Cost-Saver: Redesign insurance to include outpatient and diagnostics, and launch a nationwide push for prevention.

• Regulation and Trust as the Missing Link: Robust regulation and fair pricing are essential to deepen coverage and build confidence.

• The True Test: Directing capital to tier-2 and tier-3 cities, building primary networks, and training specialists to translate growth into inclusion.

Building Health for India is important topic for Civil service exam (WBCS).

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