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  • Increased premiums for war and political violence coverage after Pahalgam assault.
    Posted on May 22nd, 2025 in Exam Details (QP Included)

    • Insurance premiums for war and political violence cover for Indian companies have significantly increased following the Pahalgam terrorist attack and the recent ceasefire.

    • Indian insurers do not offer property insurance policies for war and conflicts to Indian corporates.

    • Policies covering war and political violence are being made available from international reinsurers with stricter limits and conditions.

    • Geopolitical tensions usually do not influence premium rates.

    • The availability and terms of coverage vary according to the property’s location, particularly in high-exposure areas.

    • The impact of geopolitical risks on insurance and reinsurance markets has been significant.

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