Progress should be quick and future-proof.

• Over 80% of India’s population lives in districts at risk of climate-induced disasters, posing systemic threats to economic stability, public health, and national security.

• Despite evidence, India remains vulnerable due to gaps in risk assessment and preparedness.

• Climate physical risks (CPRs) extend beyond natural disasters, encompassing acute shocks and chronic stresses.

• Global climate action is caught between prevention and cure – mitigation reduces emissions, and adaptation prepares for its inevitable impacts.

• Investing in adaptation is not just about survival but also economically prudent.

• CPRs are not just about extreme weather events but also about how exposed and vulnerable communities, businesses, and infrastructure are to them.

• Regulatory bodies worldwide are shifting from voluntary climate risk disclosures to mandatory reporting.

• India’s approach to CPR assessments remains fragmented, with efforts dispersed across government agencies, research institutions, and private platforms.

• There is a lack of a unified system to consolidate these insights.

• Reliable CPR projections are hindered by the limitations of global climate models.

• India has initiated steps towards factoring in climate hazards in its National Adaptation Plan (NAP) in line with Article 7 of the Paris Agreement.

• A more comprehensive NAP report is underway, covering nine thematic sectors with district-level granularity.

• India must build a CPR assessment tool that supports both public and private decision-making.