Government Of India Scheme Notes – Socially Oriented Insurance Schemes – For W.B.C.S. Examination.

ভারত সরকার প্রকল্পের নোট – সামাজিক ভিত্তি জুক্ত বীমা প্রকল্পগুলি – WBCS পরীক্ষা।

The socially oriented insurance schemes are currently being operated or
partially sponsored by the Central Government targeted at vulnerable sections of the society.Continue Reading Government Of India Scheme Notes – Socially Oriented Insurance Schemes – For W.B.C.S. Examination.
• Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY):

o Launched on 9 th May, 2015.
o These schemes are offered/administered through both public and
private sector insurance companies, in tie up with scheduled
commercial banks, regional rural banks and cooperative banks.
• PMJJBY:
o It offers a renewable one-year term life cover of Rupees Two Lakh to all
account holders in the age group of 18 to 50 years, covering death due
to any reason, for a premium of Rs. 330/- per annum per subscriber, to
be auto debited from subscriber’s bank account.
• PMSBY:
o It offers a renewable one-year accidental death cum disability cover to
all subscribing bank account holders in the age group of 18 to 70 years
for a premium of Rs. 12/- per annum per subscriber to be auto debited
from subscriber’s bank account.
o It provides a cover of Rs. Two Lakh for accidental death or total
permanent disability and Rs One Lakh in case of permanent partial
disability.
• The above schemes are on self-subscription basis and involves no
Government contribution.

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